A typical two-week $100 payday loan comes with $15 in fees — which equates to an annual percentage rate of 391% — according to the Consumer Financial Protection Bureau. For context, financial experts consider 36% the maximum APR a loan can have to be affordable.Because payday loans are relatively easy to get, they can also feel like a surefire solution to an urgent financial problem, says Anne Leland Clark, executive director of Exodus Lending, a nonprofit based in St. Paul, Minnesota, that helps families break out of predatory loan debt. But when people can't repay, their financial...…A typical two-week $100 payday loan comes with $15 in fees — which equates to an annual percentage rate of 391% — according to the Consumer Financial Protection Bureau. For context, financial experts consider 36% the maximum APR a loan can have to be affordable.Because payday loans are relatively easy to get, they can also feel like a surefire solution to an urgent financial problem, says Anne Leland Clark, executive director of Exodus Lending, a nonprofit based in St. Paul, Minnesota, that helps families break out of predatory loan debt. But when people can't repay, their financial...WW…

Posted: Feb 22, 2021 / 12:52 PM CSTUpdated: Feb 22, 2021 / 12:52 PM CST() – Many homeowners have been left reeling as devastating winter storms lash the nation.In Texas, Oklahoma, Louisiana and elsewhere, severe weather has left millions without power and inflicted billions of dollars’ worth of property damage. Burst pipes are flooding homes, and mold growth and other issues are likely to follow. can be essential to recovery, but it’s important to act quickly, keep good records and pay close attention to the details of your policy. Here are four ways to get the most value from your...…Posted: Feb 22, 2021 / 12:52 PM CSTUpdated: Feb 22, 2021 / 12:52 PM CST() – Many homeowners have been left reeling as devastating winter storms lash the nation.In Texas, Oklahoma, Louisiana and elsewhere, severe weather has left millions without power and inflicted billions of dollars’ worth of property damage. Burst pipes are flooding homes, and mold growth and other issues are likely to follow. can be essential to recovery, but it’s important to act quickly, keep good records and pay close attention to the details of your policy. Here are four ways to get the most value from your...WW…