X     “The key is to start!” says Bernard Mulkerrins, Head of Propositions at Acorn Life.There’s a lot here to take in and pension planning can appear complicated. But, if there’s one take-away message, it’s to get yourself investing in a pension as early as you can, regularly setting aside as much as possible. The earlier you get going, the less it will cost you to set yourself up with a decent income when you retire to maintain the lifestyle you’re used to.Beware the cost of delay! “The best time to plant a tree is 20 years ago. The second-best time is now.” You might say “What’s the...…X     “The key is to start!” says Bernard Mulkerrins, Head of Propositions at Acorn Life.There’s a lot here to take in and pension planning can appear complicated. But, if there’s one take-away message, it’s to get yourself investing in a pension as early as you can, regularly setting aside as much as possible. The earlier you get going, the less it will cost you to set yourself up with a decent income when you retire to maintain the lifestyle you’re used to.Beware the cost of delay! “The best time to plant a tree is 20 years ago. The second-best time is now.” You might say “What’s the...WW…