For generations, redlining was used to designate neighborhoods—typically in urban areas with high concentrations of minority residents—as places banks should avoid offering home mortgages. The term originates from Federal Housing Administration maps developed in the 1930s where “red” labeled high-risk lending zones. To be “redlined” meant that households were structurally denied home loans and lost the opportunity to build wealth.Today, based on analysis in our book , a new type of discriminatory line is forming at the regional rather than neighborhood level. We label these “bluelines” to...…For generations, redlining was used to designate neighborhoods—typically in urban areas with high concentrations of minority residents—as places banks should avoid offering home mortgages. The term originates from Federal Housing Administration maps developed in the 1930s where “red” labeled high-risk lending zones. To be “redlined” meant that households were structurally denied home loans and lost the opportunity to build wealth.Today, based on analysis in our book , a new type of discriminatory line is forming at the regional rather than neighborhood level. We label these “bluelines” to...WW…