Interesting article brought forward, and a late one at that, worl super countries have been using digital currency to either boost their country's economy or use it as a means to make their people stay in their line, and now with the dozens of new cryptos and new digital banks with their cards at amazing rates, this article feels redundant. Once again, thank you and goodbye to the readers.

Great explanation about central bank digital currency role in the future of transactions as economies become more sophisticated and transact further and faster than in the past. Content provides economic historic context and current situation to justify CBDC expansion in the future. The article speculates about the future from fact based past performance of various mediums of exchange.