/FG Trade / Getty ImagesCheck Out: Read:If you have yet to file your tax return,Make Your Money WorkMake Your Money WorkMore From GOBankingRatesShare this article:  Sponsored Links by ZergnetEvery day, get fresh ideas on how to save and make money and achieve your financial goals.…/FG Trade / Getty ImagesCheck Out: Read:If you have yet to file your tax return,Make Your Money WorkMake Your Money WorkMore From GOBankingRatesShare this article:  Sponsored Links by ZergnetEvery day, get fresh ideas on how to save and make money and achieve your financial goals.WW…

/Alihan Usullu / iStock.comOver the past several years, cryptocurrency has grown in popularity. Thanks to relatively low fees, investors find buying and selling cryptocurrency particularly attractive. Cryptocurrency isn’t connected to any government, and it offers significant profit potential over the long term.If you’re just getting started with , you may need some help navigating the exchange waters. Whether you intend to trade frequently or to purchase coins and hold them, this article recommends four of the best crypto exchanges based on exchange score, average liquidity and trading...…/Alihan Usullu / iStock.comOver the past several years, cryptocurrency has grown in popularity. Thanks to relatively low fees, investors find buying and selling cryptocurrency particularly attractive. Cryptocurrency isn’t connected to any government, and it offers significant profit potential over the long term.If you’re just getting started with , you may need some help navigating the exchange waters. Whether you intend to trade frequently or to purchase coins and hold them, this article recommends four of the best crypto exchanges based on exchange score, average liquidity and trading...WW…

/PixelsEffect / iStock.comWhether you’re taking a new position with another company, retiring or being let go, if you have a 401(k) or similar retirement plan, you’re probably wondering: What happens to your 401(k) when you leave a job? Among other options, you could leave your 401(k) in your old employer’s plan or roll your 401(k) into either an or your new employer’s plan. The choice is really up to you, but you need to explore and weigh your options thoroughly. Even if the amount in your 401(k) is small, this isn’t a decision to be taken lightly. Read on to understand your main options,...…/PixelsEffect / iStock.comWhether you’re taking a new position with another company, retiring or being let go, if you have a 401(k) or similar retirement plan, you’re probably wondering: What happens to your 401(k) when you leave a job? Among other options, you could leave your 401(k) in your old employer’s plan or roll your 401(k) into either an or your new employer’s plan. The choice is really up to you, but you need to explore and weigh your options thoroughly. Even if the amount in your 401(k) is small, this isn’t a decision to be taken lightly. Read on to understand your main options,...WW…

Advertiser DisclosureInvesting / FundsInside Creative House / iStock.comInvesting always carries risk. However, it is possible for investors to mitigate risk by diversifying. Fund of funds are one of the most popular diversification options — and they can be an excellent solution for a comfortable retirement.An FOF invests in other funds instead of directly investing in securities, stocks, bonds and other options. The main investment strategy of an FOF is to achieve maximum diversification. These FOFs can give investors access to a wide array of asset classes such as private equity and...…Advertiser DisclosureInvesting / FundsInside Creative House / iStock.comInvesting always carries risk. However, it is possible for investors to mitigate risk by diversifying. Fund of funds are one of the most popular diversification options — and they can be an excellent solution for a comfortable retirement.An FOF invests in other funds instead of directly investing in securities, stocks, bonds and other options. The main investment strategy of an FOF is to achieve maximum diversification. These FOFs can give investors access to a wide array of asset classes such as private equity and...WW…

Advertiser DisclosureThe future of Social Security remains uncertain, forcing people to ask questions like, “Will Social Security run out?” According to the 2021 annual report from the Social Security board of trustees, Social Security’s cash reserves will be fully depleted by 2034 — one year earlier than their 2020 report indicated. Annual taxes are expected to cover only about 78% of the benefits each year after that.More: Jaw-Dropping Stats About the State of Retirement in AmericaSee: 5 Things You Must Do When Your Savings Reach $50,000See what else awaits Social Security in...…Advertiser DisclosureThe future of Social Security remains uncertain, forcing people to ask questions like, “Will Social Security run out?” According to the 2021 annual report from the Social Security board of trustees, Social Security’s cash reserves will be fully depleted by 2034 — one year earlier than their 2020 report indicated. Annual taxes are expected to cover only about 78% of the benefits each year after that.More: Jaw-Dropping Stats About the State of Retirement in AmericaSee: 5 Things You Must Do When Your Savings Reach $50,000See what else awaits Social Security in...WW…

Advertiser DisclosureInvesting / AnnuitiesRezus / iStock.comFixed annuity rates are up, along with interest rates in general. The best fixed annuity rates currently are 4.10% for a two-year term, 4.95% for a three-year term, 5.30% for a five-year term and 5.20% for a ten-year term.Here’s what you need to know about fixed annuities: what they are, who should own them and who has the best rates in 2022.Learn: 5 Things You Must Do When Your Savings Reach $50,000An annuity is a contract made between an insurance company and an investor. In exchange for premium payments from the investor, the...…Advertiser DisclosureInvesting / AnnuitiesRezus / iStock.comFixed annuity rates are up, along with interest rates in general. The best fixed annuity rates currently are 4.10% for a two-year term, 4.95% for a three-year term, 5.30% for a five-year term and 5.20% for a ten-year term.Here’s what you need to know about fixed annuities: what they are, who should own them and who has the best rates in 2022.Learn: 5 Things You Must Do When Your Savings Reach $50,000An annuity is a contract made between an insurance company and an investor. In exchange for premium payments from the investor, the...WW…

Advertiser DisclosureBanking / Money Market Account / ReviewsPeopleImages / Getty ImagesThere’s never a bad time to start saving money, but sometimes the payoff is bigger than others. One of those times is when the Federal Reserve starts hiking interest rates – something it has been doing in 2022 to help ease inflation. When the Fed raises its benchmark rate, banks often raise the interest rates on their savings accounts as well. This makes it an opportune time to scout out the best rates on all types of savings accounts – including money market accounts.If you’re looking for a money market...…Advertiser DisclosureBanking / Money Market Account / ReviewsPeopleImages / Getty ImagesThere’s never a bad time to start saving money, but sometimes the payoff is bigger than others. One of those times is when the Federal Reserve starts hiking interest rates – something it has been doing in 2022 to help ease inflation. When the Fed raises its benchmark rate, banks often raise the interest rates on their savings accounts as well. This makes it an opportune time to scout out the best rates on all types of savings accounts – including money market accounts.If you’re looking for a money market...WW…

Advertiser DisclosureInvesting / Strategyshironosov / Getty Images/iStockphotoThe proliferation of zero-commission trading over the past few years has dramatically increased access to the stock market. Theoretically, this is a good thing, as it allows a greater number of Americans the chance to build significant wealth.Holiday Spending: Get Top Holiday Shopping and Savings TipsLearn: 5 Things You Must Do When Your Savings Reach $50,000However, it has also resulted in a significant upswing in short-term trading, as traders can move in and out of stocks an unlimited number of times without...…Advertiser DisclosureInvesting / Strategyshironosov / Getty Images/iStockphotoThe proliferation of zero-commission trading over the past few years has dramatically increased access to the stock market. Theoretically, this is a good thing, as it allows a greater number of Americans the chance to build significant wealth.Holiday Spending: Get Top Holiday Shopping and Savings TipsLearn: 5 Things You Must Do When Your Savings Reach $50,000However, it has also resulted in a significant upswing in short-term trading, as traders can move in and out of stocks an unlimited number of times without...WW…

Advertiser DisclosureHighwaystarz-Photography / iStock.comShopping at thrift stores sometimes is looked down on as nothing but a place to find other people’s junk — the stuff they don’t want but also don’t want to throw into the landfill — or the leftovers that didn’t sell at a yard sale. But statistics show that millions of Americans don’t share that perception.See Also: 9 Things You Should Never Buy at Thrift StoresLearn: How To Build Your Savings From ScratchIn fact, according to The Association of Retail Professionals, also known as NARTS, 16% to 18% of Americans will shop at a thrift...…Advertiser DisclosureHighwaystarz-Photography / iStock.comShopping at thrift stores sometimes is looked down on as nothing but a place to find other people’s junk — the stuff they don’t want but also don’t want to throw into the landfill — or the leftovers that didn’t sell at a yard sale. But statistics show that millions of Americans don’t share that perception.See Also: 9 Things You Should Never Buy at Thrift StoresLearn: How To Build Your Savings From ScratchIn fact, according to The Association of Retail Professionals, also known as NARTS, 16% to 18% of Americans will shop at a thrift...WW…

Advertiser Disclosuremactrunk / iStock.comEvery woman’s journey to motherhood (if that’s the path she chooses) looks different, and for some, this will include egg freezing. The fertility procedure has become increasingly common in recent years, but it’s still prohibitively expensive for many women. If you are considering freezing your eggs, it’s just as important to be financially prepared as it is to be physically and emotionally prepared for what this decision entails. In this “Financially Savvy Female” column, we’ll explore the true cost of freezing your eggs and how to...…Advertiser Disclosuremactrunk / iStock.comEvery woman’s journey to motherhood (if that’s the path she chooses) looks different, and for some, this will include egg freezing. The fertility procedure has become increasingly common in recent years, but it’s still prohibitively expensive for many women. If you are considering freezing your eggs, it’s just as important to be financially prepared as it is to be physically and emotionally prepared for what this decision entails. In this “Financially Savvy Female” column, we’ll explore the true cost of freezing your eggs and how to...WW…